How to avoid fake check scams
(ARA) - You open your mail and to your surprise there is a check for $4,000 claiming you won a sweepstakes. You've been instructed to wire a portion of the check to cover the taxes. After depositing the check and transferring the money, you learn that it was counterfeit.
Western Union and other concerned businesses have teamed with the Consumer Federation of America to help educate people about what fake check scams are and how to avoid becoming a victim.
Tips for avoiding fake check scams:
1. Never agree to pay to claim a prize. No legitimate sweepstakes or lottery would ever send you a check or money order and ask you to send payment in return.
2. Never agree to pay for grants from the government or foundations. They don't offer money to people unexpectedly or charge to get it.
3. Never agree to cash checks and send the money somewhere as part of a job working from home. That is not how legitimate employers operate.
4. Never agree to wire money to anyone you have not met in person or known for a long time.
5. Consult your state or local consumer protection agency, the Federal Trade Commission, the Postal Inspection Service, or another trusted source.